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The Annual Performance Review of MCC Bank for the Financial Year 2025–26 was held on 13th June 2026 at the P.F.X. Saldanha Memorial Auditorium, Administrative Office, MCC Bank, Mangaluru.

The programme was inaugurated by Rev. Fr Maxim Rosario, Estate Manager of the Mangalore Diocese, through the traditional lighting of the lamp.  

In his inaugural address, Rev. Fr Maxim Rosario described MCC Bank as the pride and jewel of the Catholic community and expressed his happiness at witnessing the remarkable progress achieved by the Bank over the years. He appreciated the visionary leadership of Chairman Sahakara Ratna Shri Anil Lobo, the guidance of the Board of Directors, and the dedicated efforts of the staff in taking the Bank to greater heights. He particularly commended the customer-friendly approach, professionalism, and commitment displayed by the staff, which have helped earn the trust and confidence of customers.

Rev. Fr Rosario emphasized that the annual performance review was not only an occasion to evaluate achievements but also an opportunity to identify areas for improvement and plan for future growth. He stressed the importance of innovation, teamwork, integrity, continuous learning, and customer-centric service in the rapidly changing banking environment. Urging all employees to work with dedication and a shared vision, he expressed confidence that MCC Bank would continue to grow and remain a model cooperative institution and a source of pride for the Catholic community. He concluded by invoking God's blessings upon the Bank, its management, staff, and customers. 

In his presidential address, Chairman Sahakara Ratna Shri Anil Lobo appreciated the dedicated efforts of the staff in achieving the Bank's historic growth of 25% during FY 2025–26. He stated that this remarkable achievement was the result of the collective commitment, hard work, and customer-centric approach of the Bank's employees across all branches.

The Chairman emphasized that the staff are the true strength of the Bank and urged them to combine hard work with smart work to achieve even greater milestones in the current financial year. While appreciating the encouraging performance of the newly established branches, he called upon the older branches to intensify their efforts and contribute more significantly to the Bank's growth.

He specially congratulated Ashoknagar Branch for securing the Best Performance Branch Award and commended the branch team for setting an example for others to follow. He also highlighted the outstanding achievement of Brahmavara Branch in attaining profitability within just two years of operations, a milestone rarely achieved by newly opened branches. Referring to the rapid growth of several new branches that achieved a business turnover of ₹10 crore within a short span, he described these accomplishments as a reflection of the Bank's immense potential and the dedication of its employees.

The Chairman urged all staff members to remain united in their efforts, focus on branches facing growth challenges, and continue delivering excellent customer service. He concluded by thanking the Board of Directors, Advisors, guests, and staff members for their invaluable contributions towards the Bank's continued progress and success. 

Shri S.H. Visweswaraiah, Bank Advisor and former Deputy General Manager of State Bank of India, presented a comprehensive review of the Bank's performance for FY 2025–26 covering branch-wise deposits, CASA, advances, business turnover, growth since 2018, and the Bank's NPA position. He analysed key growth parameters and applauded the staff for their contributions towards achieving business targets and improving the Bank's overall financial performance. 

The Staff Performance Review and Award Ceremony – 2026 was presided over by Chairman Sahakara Ratna Shri Anil Lobo. Mr Walter Nandalike, Managing Director of Daijiworld Media Pvt. Ltd, and Rev. Fr John L. Sequeira, Principal Lourdes Central School, Bejai, ACP Ravish S Nayak, CCRB unit of the Mangaluru City Police Commissionerate were the Chief Guests. General Manager Shri Sunil Menezes, and all the Directors were present on the dais. 

Mrs Irene D'Souza, Manager of Puttur Branch, and Ms.Violet Crasta, staff member of Bajpe Branch, who retired from the Bank's service during the year, were honoured for their dedicated service. 

Recently married staff members Mrs Viola Cutinha, Mrs Dafny Lewis, Mrs Prathvi, and Mr Arun D'Cunha were felicitated on the occasion. 

Shri Sunil Menezes, General Manager, announced the winners of various awards including Star Achievers, Best Performance Branch under Deposits and Loans, Deposit Mobilisation Excellence Branch, Credit Growth Excellence Branch, Outstanding Branch Achievement, Highest Turnover Branch, and Milestone Achievement in One Year Awards for FY 2025–26. 

Star Achievers Awards were bagged by Mrs Wilma Jyothi Sequeira, Branch Manager, Kulshekar Branch; Mrs Sharon Rosario, Branch Manager, Moodbidri Branch; Mrs Ancilla Fernandis, Branch Manager, Shirva Branch; Mrs Jyothi Barretto, Branch Manager, Kundapura Branch; and Mr Sandeep Quadros, Branch Manager, Byndoor Branch.  

The Award for Best Performance Branch under Deposits and Loans was bagged by Ashoknagar Branch under the leadership of Mrs Lolita Mendonca, Branch Manager. 

The Deposit Mobilisation Excellence Award was won by Founders Branch under the leadership of Mr Lancy Lobo, Kulshekar Branch led by Mrs Wilma Jyothi Sequeira, Moodbidri Branch led by Mrs Sharon Rosario, Shirva Branch led by Mrs Ancilla Fernandis, Bajpe Branch led by Mr Rohan K. D'Silva, and Karkala Branch led by Mr Rohan Joy Pinto. 

The Credit Growth Excellence Award was won by Kundapura Branch led by Mrs Jyothi Barretto, Puttur Branch led by Mrs Irene D'Souza, B.C. Road Branch led by Mr Marian D'Cunha, and Brahmavara Branch led by Mr Owin Rebello. 

The Outstanding Branch Achievement Award under CASA, Deposits, and Loans targets was bagged by Udupi Branch led by Mr Pradeep D'Souza, Belthangady Branch led by Mrs Jyovita Serrao, Belman Branch led by Mrs Shiny Lasrado, Byndoor Branch led by Mr Sandeep Quadros, and Santhekatte Branch led by Mr Ajith D'Souza. 

The Highest Turnover Branch Award was won by Founders Branch under the leadership of Mr Lancy Lobo. 

The Milestone Achievement in One Year Award for FY 2025–26 was bagged by Belman Branch under the leadership of Mrs Shiny Lasrado, Belthangady Branch under the leadership of Mrs Jyovita Serrao, and Byndoor Branch under the leadership of Mr Sandeep Quadros. 

The Branch Managers of the award-winning branches were felicitated with a shawl, floral bouquet, award, and cash prize. The staff members of the respective branches were also honoured with floral bouquets.

In his address, Mr Walter Nandalike congratulated MCC Bank on its outstanding performance and remarkable growth over the years. He appreciated the visionary leadership of Chairman Sahakara Ratna Shri Anil Lobo, the guidance of the Board of Directors, and the dedicated efforts of the management and staff in strengthening the Bank's position among leading cooperative institutions. He noted that the Bank's steady expansion, strong financial performance, and customer-focused services reflected the hard work and commitment of its employees.

Mr Walter Nandalike also commended the staff for maintaining close relationships with customers and for their role in building public trust and confidence in the Bank. He emphasized that customer satisfaction, teamwork, and innovation were essential for sustained growth in the competitive banking sector. He encouraged the employees to continue their sincere efforts and strive for excellence so that MCC Bank would achieve even greater milestones and continue to serve the community with distinction. 

In his address, Rev. Fr Johnson L. Sequeira congratulated MCC Bank on its remarkable growth and achievements, describing the institution as one large family that values and recognizes the contributions of its members. He appreciated the Bank's initiative of honouring retired employees, newly married staff members, and outstanding performers, stating that such recognition motivates employees to strive for excellence. He commended the Chairman and Board of Directors for fostering a culture of appreciation and encouragement.

Rev. Fr Sequeira emphasized that earning and retaining the trust of customers is the key to success in the banking sector. He urged the staff to continue providing quality customer service, maintain the Bank's legacy of trust and reliability, and work with dedication to take MCC Bank to greater heights. He congratulated all the award winners and wished the Bank continued success in the years ahead. 

In his address, ACP Ravish S. Nayak emphasized the growing importance of cyber safety awareness in today's digital era. He urged the staff to remain vigilant against various cyber frauds and to educate customers on safe digital banking practices. He highlighted the need for safeguarding personal and financial information, exercising caution while responding to online communications, and promptly reporting suspicious activities. He appreciated MCC Bank's initiative in organizing the awareness session and stressed that continuous awareness is the key to preventing cybercrime. 

A Cyber Safety Awareness Session was conducted by Mr Suresh M. from the Office of the Assistant Commissioner of Police. He sensitized the staff on various cybercrimes, including cyber fraud, WhatsApp fraud, online banking fraud, Facebook scams, OTP frauds, and digital arrest scams. He explained the common techniques used by fraudsters and highlighted the precautions to be taken to protect personal and financial information. He also emphasized the importance of creating awareness among customers and adopting safe digital banking practices to prevent cyber fraud. 

Directors Shri Joseph Anil Patrao, Shri Elroy Crasta, Shri Andrew D'Souza, Shri Herold Monteiro, Shri Roshan D'Souza, Shri Melwyn Vas, Smt Irene Rebello, Dr Gerald Pinto, Shri Felix D'Cruz and Professional Directors Shri C.G. Pinto were present.

Deputy General Manager Shri Raj F. Menezes proposed the vote of thanks, and IT Head Shri Alwyn Xavier D'Souza compered the programme. The programme began with a prayer led by staff members.